Welcome to Discuss Everything Forums...

If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed.


 

Reply to Thread

Post a reply to the thread: Policy cancelled due to non-disclosure?

Your Message

Click here to log in

What color is our footer?

 
 

You may choose an icon for your message from this list

Additional Options

  • Will turn www.example.com into [URL]http://www.example.com[/URL].

Rate Thread

You may rate this thread from 1-star (Terrible) to 5-stars (Excellent) if you wish to do so.

Topic Review (Newest First)

  • 04-21-2013, 09:43 PM
    Noah A

    Policy cancelled due to non-disclosure?

    I finished school a semester early and went back home a few months ago. Since I was living away, I wasn't listed as a driver under my father's insurance policy. It slipped our minds to add me onto it when I got back.

    I then into a small accident (just a few weeks of coming back) by sliding off the road into a ditch during a snowfall. The damage wasn't serious, but we filed a claim anyway. It got denied because we didn't warn the company soon enough and was subsequently cancelled for non-disclosure. I paid for the damage out-of-pocket and my father has since gotten a new policy, albeit slightly more expensive.

    Im about to purchase my own car, and I know when I sign up for my own policy - an at-fault accident will appear and will reflect itself with an increased premium.

    But will the "cancellation" appear/be factored into my new premium as well, or just on my father's (which it did)?

Posting Permissions

  • You may post new threads
  • You may post replies
  • You may not post attachments
  • You may not edit your posts
  •