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I agree. At the end of the day that phone is your property. You have paid for it either as Prepay or on Contract legally it is your. If they loose it then they would have to replace it....which is...

Unfortunatly no it wont as they are locked to the Tesco Mobile Network. It only works the other way around....O2 into Tesco Mobile.

You would have to get the phone unlocked but bear in mind that...