I had a short sale w/ my mom (showing on our cedit) my husband a foreclosure which is still working is way very slowly(while married w/ me), we all have bad credit and need more living room and in desperate need of a car. No one will aprove us for anything, the income is there., what can we do to fix our credit and get a car, we want to be ablet to get a house again. Please advise. Which way and how?