I owe $300 and it was Due 10/7. $100 of it I can pay now... but the remaining 200, I cannot pay in full until 11/11. Which is over 30 days past the due date. Do you think if I talk to them, they will work with me and not shut it off? I am gonna try to make another 100 payment before that though. I have been late many many times but never this late. Usually about a week or two.