Ok,last night my friend was being a jackass and it was raining the hardest i've ever seen...and i rammed a telephone pole goin about 20mph and it tore crap up! the whole front end is messed up and steering and radiator is busted..i'm 17 and i have full coverage it's a 2001 and i paid 6,500 for it... will they total it or fix it, and how much will my rates go up....im in enough trouble already.
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