i know you'll probably say just work on it a little more and wait until my score goes up...but I don't want to wait months or more for it to heal...is there something i can do now? I don't want cash advance or any of those other scam spam that's out there..i googled the question and it seems like a lot of scam ads out there...just spam and stuff...please don't tell me just wait until it gets better...seriously, someone out there has to have a real solution, I just need minimum $5,000 or $10,000 to start off, thanks.