I'm looking into a new insurance carrier, currently with AAA. I'm financing my car and I am not sure what the minimum coverages are that I am required to have(or even what I have right now), but I think it's 50/100.

Also, my PIP coverage will differ in cost depending on whether or not my personal health insurance covers my costs if I am in an auto accident. I have HAP HMO and I cannot find any information in my account about being covered in a car accident.

I don't want to switch insurance without knowing these couple things. I hope this all made sense.
Any help is appreciated.