I just got my baby 2011 Chevy Cruze only two weeks ago. Today I was driving home from work on the freeway there was a lot of traffic, so it was stop and go (Ohh how I hate rush hour). Well as I was slowing down for the car in front of me, some guy in a pickup rear ended me. We pulled to the side of the road, my car was all messed up his car just had a bent license plate Police came and took the report, I went home and filed a claim with my insurance, then called their insurance and filed a claim with them as well just to get things done sooner. What I want to know is, should I have only filed with my insurance only? Reason I called their insurance is because I wanted to make sure his insurance was current and active. I need a rental car and was told I cant get one yet??? I have clients which I meet everyday WTF? Shouldn't the person who rear ended another car be responsible?