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  1. #1
    jbmtg04's Avatar
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    My brand new ceramic stove top cracked, no it wasn't a thermal crack.?

    Therefore, I know my manufacturer's warranty will not cover it. Should I file a claim with my home owner's or my home warranty? It was an accident that happened during the installation of my microwave and vent. No it wasn't the company I bought it from so I can't get them to pay for it. A replacement ceramic stove top is $350.
    I assumed my home owner's wouldn't cover it, since it wasn't some sort of natural disaster, just wondering if perhaps an insurance agent out there knew something I didn't. I was more leaning toward my home warranty but I've never used it before so thought some opinions might be helpful. I know it covers all my new appliances, just unsure if that's only mechanical failure. Anyone familiar with home warranties?

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    Casey Y's Avatar
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    Whoever installed the microwave and vent are the ones liable here.

    This is going to be below your homeowners deductible, so no real chance for a claim there.

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    Common Sense's Avatar
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    Why would you think your homeowners insurance would cover it? That's ridiculous.
    No one will cover accidental damage...you're paying for this.

  4. #4
    You can always check with your homeowners insurance, but i doubt if it will be covered. Most homeowner policies have a deductible and the 350 is probably below that amount.

 

 

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