Now when I file a claim on my At&t phone since i have insurance on it they will charge me a $100 fee and send me a new one. Now i have a HTC Inspire ( a really nice phone ) but i really want an iPhone 4 so if when i am filing the claim i say i have a iPhone 4 will they send me one or will they know what phone i have already? Just Curious if anyone knows before i try it so i dont seem like an idiot when they tell me i dont have an iPhone 4 Thanks