It's only worth about $2,000 and I have a little over 2,500 left to pay on it. I can get a car loan at a decent rate and probably pay a little less a moth for my car payment but I wonder is it worth it to just go ahead and get a new car now. My car runs okay I've replace the radiator, starter, the thing that holds the antifreeze (it was cracked) and am about to replace the AC Compressor. I've had my car for about 3 years and didn't get a good deal on it (obviously).