I got into an accident in 2008 and it was the other driver who was at fault. His insurance paid for the time i missed from work, hospital bills, and the cost to fix my car... BUT, one of the hospital bills slipped through and was not paid. It has been on my credit report for a long time now. I have talked to the insurance place, and they said they paid it. I'm guessing the hospital said that they didn't receive it and thats why it is on my credit report... I have been back and forth talking to the debt collectors and the insurance company... Finally I got the insurance company to send the debt collection agency a front and back copy of the cancelled check(which is what the debt company was asking for) and now im waiting to see if it gets cleared up with the debt collection agency... So, if it doesn't clear, if the collection agency says it was a different check than the one being collected for, what do i do? Should I get a lawyer?