So Vodafone sent me a txt sayin there was some ususual useage on my account and to give them a call. I called to find out my bill is going to be ?380 this month, however, my minutes get renewed on the 13th, I checked my minutes on the 9th and I had almost 500 left so I KNOW there is no way I could have used the rest of my minutes and then some in 4 days!

My dad says I should cancel my direct debit, take out another contract with a diff company and basically bump Vodafone off. However, I'm worried what this would do to my credit rating.

I'm a married, separated woman with 2 kids, I don't work because my kids are only 2.5yr and 4mos.

What do I do?? I can't afford that & doubt very much I ran it up in the first place!
To add: I can't check my bill yet because it hasn't yet been generated
I asked on the phone how this happened, he said I went over my mins by 500 so 500 x 35p = ?175. Still a floating ?205, which he couldn't explain