It depends on the the company that is handling the delinquent payment. Usually cell phone companies report no payment or delinquent payment to a credit reporting agency and they handle your account from there. You would need to contact the company and make arrangement on how much you are capable of paying each month until the balance is paid in full. Usually they will tell you how much they expect you to pay each month, as long as you pay each month regularly. Otherwise if you refuse to pay or don't pay at all then they will issue a court hearing for the amount that is owed.
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