car payment? Two years ago we purchased our car thru the credit union.It was set up for direct deposit and automatic payment.We also have the second on our house thru them. We have not been late on our car payment but have fallen behind on our house loan. The credit union froze the account but continued to deduct the money for the car payment. Last month my husband had NO work, so no money was directly deposited. He went in with the money to pay the car loan AND THEY REFUSED TO TAKE IT. It of course is due tomorrow . The woman he spoke to was not helpful. Can they do that? Refuse my payment making me default on my car and repossesing it,We are not late or have been on the bar. We just are not able to Pay they 1800 on the second and they wouldnt negotiate.What can we do? need my car to work