My boyfriend's car was a piece of crap, so we decided to get a new (used) car in our price range. Unfortunately, our credit was only ok so we're only just able to make the monthly payments. His parents said they could cosign, but only after they bought their new house. We went ahead and got the vehicle because we really did need a working car, but it certainly would be nice to get the price down. We'll try refinancing in a couple of months, but I'd really like to know if we can still get a cosigner or is it too late?