What's the worst that can happen if I don't pay my cell phone bill anymore. My Current balance is $364.29. Will they put a collection agency on me and will the collection agency take me to court? I don't have the money to pay that amount and I no longer wish to continue using the services. My family plan of 4 lines comes up to an estimated $215.00 per month and im under contract till 2013. Im moving out of the Country in November to live there permanently so my credit doesnt matter if it turns bad. Please let me know whats the worst that can happen. Thanks!