New Sprint Nextel Insurance price and deductible!!!

[Carlos R]

Insurance on nextel is really usefull, I always outsmart insurance, see you pay $6 every month (by the way it went up to $7 on new customers) if you have it for 2 years its a total of $144 and if you claim it, its an additional $50 deductible. So what I do is claim my insurance in 2 or 3 months pay the $50 then i cancel the insurance,except the service and repair which is only $3, that way I have a $50 spare phone at home and dont have to worry about loosing my activated phone.
With the $3 repair insurance, stores repair,fix, or even swap the phone if anything wrong with it.

[me me me lalala]

also, unlike the previous insurance provider, Signal, Asurion will actually approve claims.

The service/repair part is good stuff, even on its own.

[ali usman]

just 6 $per month that is super cool

[Hdm]

That coverage is done by Asurion. And, yes, you can only put coverage on a phone in good working condition for the first 30 days after origonal activation. If the phone is lost/stolen/damaged by accident or moisture, there is a non-refundable deductable of $50, if the problem is mechanical/electrical and no damage by accident of mositure, the phone can be repaired or replaced for no charge at a qualified Sprint/Nextel dealer. If you look at this coverage as something for a new phone, much as a new car, and either reduce the coverage or discontinue it when the phone is a few months old, you do not run the risk of having your monthly coverage costs grow past the value of the replacement. The technology changes so fast that keeping coverage in effect for 2-3 years or more is counter-productive. Do the math. Now, this in 'insurance' coverage, so don't expect an upgrade when you make a claim as that is not what your coverage would allow. If you put coverage on a phone more than 30 days after activation or after it is lost or damaged, expect it to be removed and consider honesty a little more. The coverage is usually $7 per month for what is called tep, total equipment protection. Remember, the equipment replacement is covered by calling Asurion, and the equipment service and repair is covered by the Sprint/Nextel store with techs.

[sara_jane_12]

Okay, so you claim a phone as lost and pay the deductable, then you have an extra phone? You don't see anything wrong with that? Like dishonesty for instance? Do you wonder why the cost of coverage goes up? When you claim a lost or damaged phone, if the phone is found or if damaged, you need to return the "lost" phone as it becomes property of the insurance company as "right of salvage." Try giving that "lost" phone to a friend and see what happens when that 'friend' tries to activate a stolen phone. Grow up. I can not believe you would actually post that and be proud of it.

[volleyball4life]

the total equipment pacakge isnt 6 its 7 heres prof
Everything Plan - 450 Anytime Minutes Included $69.99
Credit: Everything Plan - 450 Anytime Minutes Included -$39.66
Total Equipment Protection - $3 insurance premium & $4 service/repair $7.00
Credit: Total Equipment Protection - $3 insurance premium & $4 service/repair -$3.97
Unlimited Nights&Weekends-7pm $0.00
TeleNav Unlmited $0.00
Private IP Address $0.00

thats from my bill

[Karma Singh]

If one claims a phone broken when it is not or lost when it is not, isn't this fraud. How much do lawyers cost?

However, I do think it is cheaper to buy a backup in case your phone goes on the fritz than pay insurance. Also, the phone your using may no longer be available.

[rockys W]

Actually, I believe TEP has come down.

[ThomasF]

$5 ?

[smashlee_1014]

True that, my phone broke and they gave me a refirbished phone different color.
This insurance is worth it:
(2 day turn, no charge, new phone would have been no less than $250.)