I have 94k miles on my 2005 toy tacoma and the dealership says that Zurich will cover several other items, but not the (tested bad) catalytic converters because they are "really expensive". I bought it brand new with an 84 mo/100k mi bumper to bumper warranty. (Wow I'm doing neither of those again! Service is like pulling teeth from hens!) But anyway... is there a loophole they are using that I'm not seeing?