1.Paid monthly on time/monthly for 2.5 years-$169 per month
2.Signed up for automatic debit online in 2/08.Should have double checked
3.Moved and switched jobs/cell phone #'s.My fault if I didnt give them new number.
4.Never recieved anything in mail that payment was overdue.
5.Found out today that car was towed/repossesed at 1am today. Obviously they had my new address.

If I call Honda finance, and explain, are they negotiable? It would be different if I was dodging them. But I didnt hear a word about it.